Disclaimer: Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public-records request, do
not send electronic mail to this entity. Instead, contact this office by phone or in writing.
7530 Little Road
New Port Richey , FL 34654
Office 727-847-8959  
Fax 727-847-8004
Did you know?

  • Floods and flash floods happen in all 50 states.


  • Most homeowners insurance does not cover flood damage, to include
    storm related rising water, such as storm surge.

  • If you live in a Special Flood Hazard Area (SFHA) or high risk area and
    have a federally backed mortgage, your mortgage lender requires you to
    have flood insurance. (To find out if you are in an SFHA, visit What's Your
    Flood Risk?)
Flood Insurance
  • Just an inch of water can cause costly damage to your property

  • Flash floods often bring walls of water 10 to 20 feet high.

  • A car can easily be carried away by just two feet of floodwater.

  • Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding.

  • New land development can increase flood risk, especially if the construction changes natural runoff
    paths.

  • Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000
    loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30
    years. Compare that to a $100,000 flood insurance premium, which is about $500 a year ($33 a
    month).

  • If you live in a low to moderate risk area and are eligible for the Preferred Risk Policy, your flood
    insurance premium may be as low as $112 a year, including coverage for your property's contents.

  • You are eligible to purchase flood insurance as long as your community participates in the National
    Flood Insurance Program. Check the Community Status Book to see if your community is already an
    NFIP partner.

  • It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the
    floodwaters start to rise.

  • Pasco County participates in the Community Rating System (CRS) which enhances the flood plain
    management program with public education (like this guide).  Currently, Pasco County has a CRS
    rating of 8, which provides homeowners with a 10% reduction in flood insurance premiums.  We are
    currently working to improve our rating to 7, which will provide homeowners with a 15% discount in
    the future.  

If you have questions about the program, contact your city building department or if you live in an
unincorporated area, call the Pasco County Development Department at 727-847-8142.